Wholesale distribution is a margin-thin, volume-driven business where the gap between paying suppliers and collecting from customers can strain cash flow to the breaking point. Oakridge Funding closes that gap.
We understand the structural tension in wholesale distribution—volume pricing requires large upfront purchases while customer payment terms stretch weeks or months downstream.
To secure best pricing, distributors buy in volume—but that capital is tied up until customers pay. Stock up fast without waiting for receivables to clear.
Your upstream suppliers want payment now while your downstream customers are on net-60 terms. A working capital facility lets you pay on time and protect relationships.
Landing a new retailer or national distribution contract requires inventory investment upfront—well before the first invoice is paid.
Expanding warehouse capacity, adding distribution routes, or upgrading logistics equipment requires capital that traditional lenders are slow to provide.
Seasonal peaks in wholesale demand require advance inventory investment. Don't miss volume opportunities because capital isn't available when you need it.
We look at your revenue history and distribution volume, not just your current bank balance, to determine your funding capacity.
Fill out our simple online application with basic details about your business and funding needs.
Our underwriting team reviews your information and gives you a decision—often on the same day.
Once approved and accepted, funds arrive in your business account within 48 hours.
Canadian wholesale distributors trust Oakridge Funding to close the gap between supplier payments and customer collections—so growth never has to wait on cash flow.