Who We Help

Auto Dealership Business Funding in Canada

From floorplan cash flow gaps to service bay upgrades and seasonal inventory swings, Oakridge Funding helps Canadian automobile dealerships maintain momentum without the friction of traditional bank financing.

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Funding at a Glance

$300K

Maximum funding available

48 hrs

From approval to funds in your account

No collateral

No personal assets or property pledges required

Canadian only

Supporting Canadian businesses across the country

Up to $300,000 Funded in 48 Hours No Collateral Required Canadian Businesses Only

Understanding Your Business

The Financial Pressures Auto Dealerships Navigate

We understand dealership operations—from floorplan interest on aged inventory to seasonal sales swings and the ongoing cost of running a competitive service department.

Floorplan & Inventory Cash Flow

Floorplan lines cover vehicle acquisition, but interest charges accumulate on aged inventory. Supplemental capital lets you run promotions and turn inventory faster.

Service Department Capacity

Your fixed operations department is your most profitable revenue stream—but lift replacements, diagnostic software, and technician training all cost money.

Seasonal Inventory Cycles

Spring and fall model changeovers require significant cash outlay before the selling season peaks. Bridge the gap with fast, flexible capital.

Marketing & Advertising

Model year clearance events, seasonal promotions, and digital marketing campaigns require capital upfront to drive showroom traffic.

Staffing & Recruitment

Hiring and training sales staff, F&I managers, and service technicians requires capital investment that can't always wait for a bank approval cycle.

What We Offer

Capital Solutions Tailored to Dealership Operations

We understand the difference between floorplan financing and true working capital. Our funding supplements your existing credit facilities where traditional dealership finance products fall short.

Working capital to cover operational expenses during slow selling seasons
Service department equipment financing without touching your floorplan line
Marketing and advertising capital for model year clearance events
Payroll and staffing advances during recruitment and expansion phases

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How It Works

Funding in Three Simple Steps

Apply in Minutes

Fill out our simple online application with basic details about your business and funding needs.

Same-Day Decision

Our underwriting team reviews your information and gives you a decision—often on the same day.

Funds Within 48 Hours

Once approved and accepted, funds arrive in your business account within 48 hours.

Keep Your Dealership Running at Full Throttle

Whether it's a slow January or a spring model changeover, Oakridge Funding gives Canadian auto dealers the working capital to stay competitive year-round.

Get Funded Today Talk to an Advisor